Recurring Deposit Scheme
Loan facility on Recurring Deposits :
- On 24 month and 36 month deposit schemes, after 1 year (after receiving of 12 installments) loan up to 60% of deposited amount will be given.
- On 48 month and 60 month deposit schemes, after 1.5 years (after receiving of 18 installments) loan up to 60% of deposited amount will be given
Pre Mature Closure Of Deposits:-
Fore closure of Deposits will not be permitted until completion of 3 months From the date of Deposits. Deposits foreclosed after 3 months but before 6 months from the date of Deposits no Interest will be paid. Deposits foreclosed after 6 months, interest at 3% shall be deducted from the normal rate of Simple Interest for the period of Deposit.
SPSRD1 Scheme
| Scheme Name |
Minimum Balance |
Period of Deposit |
Rate of Interest |
| SNLRD1 |
500.00 |
1 To 12 Months |
12.00 |
| SNLRD1 |
500.00 |
30 To 730 Months |
12.00 |
SPSRD2 Scheme
| Scheme Name |
Minimum Balance |
Period of Deposit |
Rate of Interest |
| SNLRD2 |
500.00 |
30 To 730 Months |
12.10 |
| SNLRD2 |
500.00 |
1 To 18 Months |
12.05 |
SPSRD3 Scheme
| Scheme Name |
Minimum Balance |
Period of Deposit |
Rate of Interest |
| SNLRD3 |
500.00 |
1 To 24 Months |
12.10 |
| SNLRD3 |
500.00 |
30 To 1095 Months |
12.10 |
SPSRD4 Scheme
| Scheme Name |
Minimum Balance |
Period of Deposit |
Rate of Interest |
| SNLRD4 |
500.00 |
1 To 36 Months |
12.20 |
SPSRD5 Scheme
| Scheme Name |
Minimum Balance |
Period of Deposit |
Rate of Interest |
| SNLRD5 |
1225.00 |
1 To 60 Months |
12.05 |
SPSRD5 Scheme
| Scheme Name |
Minimum Balance |
Period of Deposit |
Rate of Interest |
| SNLRD5 |
1225.00 |
1 To 60 Months |
12.05 |
SPSRD6 Scheme
| Scheme Name |
Minimum Balance |
Period of Deposit |
Rate of Interest |
| SNLRD6 |
1100.00 |
1 To 39 Months |
10.00 |
Choose your Recurring Deposit Scheme as per your requirements and avail the option of applying for savings account in our Nidhi Company in Darbhanga.
